Have you recently changed a Job?
Do you have a previous employer 401K, Traditional IRA or Roth IRA?
Will your retirement money last as long as you do?
Annuities are among the safest financial products available. Get the guaranteed protection against market losses offered by top insurance companies. Let us help you with retirement planning solutions which provides protection against market downturns, provides initial bonus and provides guaranteed lifetime income for you & your spouse.
Indexed Universal Life Plans
2 in one policy - help you with tax mitigation and extra retirement income in addition to death benefits for your beneficiaries.
An indexed universal life plan is a form of permanent life insurance. For every dollar you pay in premiums, a portion is invested in a separate cash-value account. Indexed life insurance plans allow your cash-value account to grow tax-deferred at rates determined by market performance. By using this account to save, you can gradually put away enough money to pay for a child's education. The policy will also provide tax free retirement income and protection for your child.
State-run 529 plans function similarly to Roth 401(k) and Roth IRA accounts. Though, 529 plans are intended for education rather than retirement. With a 529 savings plan, you can invest in mutual funds, allowing your earnings to grow tax-deferred. As long as the money is used for qualified education-related expenses, withdrawals are tax-free. Some states even offer tax deductions or tax credits when you contribute to their plans. There is no federal deductions for this plans.